Editorial methodology

How a page earns its place.

We start with the user’s decision: what exposure exists, what facts change the discussion, which rules apply, and what a reader must verify before requesting coverage.

Source hierarchy

We prioritize regulators, government agencies, official policy or product documents, and transparent provider materials. We label general education separately from jurisdiction-specific requirements.

No invented premiums

We do not publish unsupported cost ranges or turn a sample number into a promise. When a page discusses cost, it explains factors and comparison assumptions instead.

Commercial independence

CPL, referral, advertising, or sponsorship compensation does not guarantee placement, rating, coverage quality, eligibility, or editorial conclusions. Commercial relationships are disclosed.

Freshness and corrections

Insurance rules, forms, insurer appetite, and products can change. We review material claims, link to primary sources, and welcome corrections at editorial@coveragecostcheck.com.